Letter: Understanding a Complex Law
To the Editor:
When discussing the Affordable Care Act, news stories often point out that the measure remains unpopular. If this were true, it’s doubtful Congress would have passed it in 2010.
The act is complex. Americans need time to understand and absorb it. Two benefits are in effect now: Insurance companies may not refuse coverage because of pre-existing conditions, and it requires insurers to allow young adults under age 26 to remain on their parents’ policies.
As for the health exchange, it was available to every state, but the New Hampshire Legislature turned down the opportunity to have the state run its exchange. This was a mistake. Those politicians seemed to be operating under the principle embraced by presidential candidate Mitt Romney when he stated that 47 percent of the electorate wouldn’t vote for him in any case.
Neighboring Vermont is running its own exchange, rather than leaving the job to the federal government. California, the most populous state, will be running its own exchange.
When a family buys health insurance through the exchange, contraception will be covered. This will help prevent unwanted pregnancies and reduce the rate of abortion. When compared with the $1,500 daily cost of obstetric hospital care, the cost of contraception is modest.
Linn Duvall Harwell