Social Security Q&A: Receiving Disabled Widow’s Benefits
Question: What are the requirements for receiving disabled widow’s benefits?
Answer: You may be able to get disabled widow’s or widower’s benefits at age 50 if you meet Social Security’s disability requirement. Y
our disability must have started before age 60 and within seven years of the latest of the following dates: the month the worker died; the last month you were entitled to survivor benefits on the worker’s record as a parent caring for a surviving minor child; the month your previous entitlement to disabled widow(er)’s benefits ended because your disability ended.
To learn more, visit http://www.socialsecurity.gov/dibplan/dqualify9.htm.
Question: I understand that to get Social Security disability benefits, my disability must last at least a year or be expected to result in death.
But I’m disabled now. Does this mean that I must wait a year after becoming disabled before I can receive benefits?
Answer: No. You do not have to wait a year after becoming disabled. If you’re disabled and expect to be out of work for at least a year, you should apply for disability benefits right away.
It can take months to process an application for disability benefits. If Social Security approves your application, your first Social Security disability benefit will be paid for the sixth full month after the date your disability began.
For more information about Social Security disability benefits, refer to Disability Benefits at www.socialsecurity.gov/pubs.
This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213 or visit www.socialsecurity.gov.