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Social Security Q&A: Affordable Care Act Does Not Affect Medicare

Question: Will my Medicare coverage change because of the Affordable Care Act?

Answer: No, not at all. People who have Medicare coverage are not affected by the Affordable Care Act. Medicare is not a part of the Affordable Care Act’s Health Insurance Marketplace.

If you are a Medicare beneficiary, your Medicare benefits are not changing. You do not need to replace your Medicare coverage with Marketplace coverage. For more information about the Marketplace, visit www.healthcare.gov. For more information about Medicare Parts A, B, C, and D, visit www.medicare.gov. Or read the Social Security Administration’s publication on Medicare at www.socialsecurity.gov/pubs.

Q: Is there a time limit on how long I can collect Social Security disability benefits?

A: No. Your disability benefits will continue as long as your medical condition has not improved and you remain unable to work. Your case will be reviewed at regular intervals to determine whether you still are disabled. If you are receiving disability benefits when you reach full retirement age, we will automatically convert them to retirement benefits, without a change in your payment amount. For all your disability questions, read our publication Disability Benefits, available at www.socialsecurity.gov/pubs.

This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213. For more information, visit www.socialsecurity.gov.